When you set up a Plan, you're setting up a plan to pay those credit cards. That does not mean you can't use your cards. Refer to our article on what a Plan is and how it works.

Using your credit cards whilst in a plan may mean that the total monthly plan amount might not be enough to cover the payments you need to make e.g. minimum payments.

If your credit card balances increase due to usage (whilst you have an active Plan) we will notify you that your balances have increased and give you the option to update your plan.

To update your plan: