IncrediPay is a payment automation that allows you to make your credit repayments easier by making a single, lump sum payment from your bank account to your Incredible wallet each month. It allows you to pay all your credit cards using one single payment.

When setting up IncrediPay, you can decide how much that payment is i.e. you could choose to just make the minimum across all your connected credit providers or choose to make a larger payment. The setup flow allows you to see how changing the payment amount would impact your estimated time to clear your balance and the total cost of borrowing.

Once decided, that amount is taken from your connected bank account each month and deposited into your wallet.

That money is then distributed by Incredible to your connected credit providers on the relevant dates.

⚠️ PLEASE NOTE

Using IncrediPay does not relieve you of your obligations to repay your credit providers. At no point does Incredible take responsibility for the obligations to your credit cards and at no point do you owe anything to us. We simply automate the payment from your bank to your credit cards.