Setting up an Incredible wallet is essential to ensuring your payment plan is working smoothly. Each month, you'll have the chance to add funds to your wallet to ensure it covers the budget outlined in your plan.

Where to use your wallet balance:

Where your wallet balance isn't applicable:

You can find InstantPay on the individual card page within the homepage. Instead of using your wallet balance, payments are made directly from the bank account of your choice to the credit card provider.