Plan is the simplest way to automate paying back your credit cards every month.
Plan is a payment automation that allows you to make your credit repayments easier by making a single, lump sum payment from your bank account to your Incredible wallet each month. It allows you to pay all your credit cards using one single payment.
When setting up Plan, you can decide how much your monthly payment is i.e. you could choose to just pay the minimum across all your connected credit providers or choose to make a larger payment. During setup, you'll be able to see how changing your monthly payment amount would impact:
The estimated time to clear your credit card balance
The total cost of your credit card balance
Once decided, that amount is taken from your connected bank account each month and deposited into your wallet.
That money is then distributed by Incredible to your connected credit providers on the relevant dates.
⚠️ PLEASE NOTE
Using Plan does not relieve you of your obligations to repay your credit providers. At no point does Incredible take responsibility for the obligations to your credit cards and at no point do you owe anything to us. We simply automate the payment from your bank to your credit cards.