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Customising your card allocations

Choosing how payments are split

Written by Incredible Support
Updated this week

By default, Incredible splits your monthly payment across your cards automatically, based on a payment strategy. If you'd prefer to control exactly how much goes to each card, you can set custom allocations.

How to update allocations

To change the regular amount you every month:

  1. Open the app and go to the Plan tab.

  2. Scroll to Update Plan for next month

  3. Click each card to adjust their amounts

  4. Save changes

The total across all cards becomes your monthly collection amount.

Previewing a split before confirming

When you're adjusting your payment amount, the app will show you a preview of how the new amount would be split across your cards. This lets you see the per-card breakdown before you commit to any changes.


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When allocations can't be changed

If a deposit is currently being processed, you won't be able to update your allocations until it completes. Try again once all your cards have been paid out for this month.

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