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Why does my credit card provider say I haven’t paid when Incredible shows my payment went through?

For when your credit card isn't showing payment

Incredible Support avatar
Written by Incredible Support
Updated today

If you’ve deposited into Incredible and the app shows that your cards are paid, but your credit card provider says otherwise, don’t worry. This can happen for a few different reasons.

Processing times

Every provider handles payments at a different speed. While some update within hours, others can take a couple of days to reconcile payments. In most cases, the payment has already been sent - your provider just hasn’t updated their system yet.

Payments made on weekends

We send payments on the exact date you set. If that happens to fall on a weekend, your provider may not process it until the following Monday. That can sometimes trigger an automated message suggesting you’ve missed a payment, even though the funds are already on their way.

Other rare issues

Very occasionally, we may experience a delay with the payment provider we use to send your payments.


If you ever get a message from your credit card provider that doesn’t match what you see in the app, please contact us. We’ll look into it straight away and make sure everything is sorted.

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